Frequently Asked Questions

How will you be able to save my home?
We have multiple programs and methods to save your home depending on the details of your current situation. Every person's circumstances are unique, and you benefit from our years of experience in handling solving many different challenges.  Complete our Questionnaire and we'll quickly yet carefully determine your financial profile and make several recommendations on how we can help you keep your home.

What if I just can't find a way to keep my home?
You may find that after looking into all the options you see that making a fresh start is the choice that makes the most sense for you.  If worse comes to worst, we try to help by offering to buy your house for a fair price. To find out if your house qualifies for our purchase program, click here to complete our online Questionnaire.

How is it possible to sell a house for less than what is owed on it?
We'll re-negotiate your loan with the mortgage company through a process known as a short-sale opportunity, and we always utilize a specialized attorney at our expense. It is a voluntary process by the lender to get the loan off their books now instead of losing more money by forcing it through the foreclosure process. We never charge any fee to a homeowner.

Why will a lender cooperate with a "Short Sale"?
Simple.  Lenders lose money when they take a house back through foreclosure.  Holding costs, repairs, overhead expenses and sales commissions all chip away at what is left for the lender.  With our skill and experience, we show them the benefits for them to discount, or "short," the mortgage now and accept less the face amount owed.  Buy letting the house sell for less today the lender gets to close their books and avoid taking a larger loss later.  Short sales are a benefit to the lender, or they would not have a history of approving them.

I've got one week until my house gets auctioned off. Can you help me?
Maybe.  Maybe not.  We can make things happen quick, yet we still need enough time to communicate through the red tape at the mortgage company.  The sooner you let us help you, the more likely you will save your house and avoid foreclosure.  Take action now and fill out the online Questionnaire.

I have been trying to get a refinance done for the past year and every single company has turned me down.  How do I know you are going to be able to pull through for me?
We may not be able to help you get refinanced immediately.  What we can do for sure is help you map out a plan to help reestablish your credit so you can best qualify for bank financing within a year.

I am willing to sell my house as long as I can rent it back and buy it back at a future date.  Can you help me do that?
From what we have seen, most homeowners never get to buy their house back and end up having to move out after having their hopes plucked away. We may be able to buy your house if it meets our investment criteria. To find out if your house qualifies, complete our free consultation and put your special requirements in the comments section at the bottom of the form. We'll take a look and get back to you with specifics on how we can help you.

I'm thinking about filing for bankruptcy to stop my foreclosure, but I hear it will dramatically affect my credit.  What should I do?
You're right. Outside of a foreclosure, bankruptcy is the pretty much the worst thing you can have on your credit report. Bankruptcies stay on your credit for up to 10 years and can prevent you from getting any kind of loan for many years. There are many ways you can keep your house and avoid filing for bankruptcy. Go ahead and complete our free consultation and let's work on a custom-tailored plan so you can save your credit, keep your house, and gain peace of mind.

I have thought about listing my house with a realtor.  Why should I consider your company over using a realtor to sell my house?
A realtor will only list your house and hope that someone may come along and buy it.  We may be able to help you keep your home, or you may just want us to buy it from you directly.  The greatest benefit to you in working with us is that we can offer creative financial options to fit your specific needs. Should you decide to sell, we can buy your home, help you secure another place to live and help you repair your credit at the same time. We are not realtors. We don't want to list your house for a commission. We want to help you keep your home if possible. If the numbers are just too heavily stacked against you, we'll consider buying your house without any fees or commissions. In the end, our goal is to help you move on with your life in a positive direction.

Learn more today, click here for a free consultation